Terms and Conditions & Regulatory Disclaimer

These Terms and Conditions ("Terms") govern your access to and use of the services provided by Devine Group, an organization focused on quantitative research and the advancement of knowledge in STEM fields. By accessing our research and informational materials, you agree to comply with and be bound by these Terms. Please read these Terms carefully before engaging with our platform.

1. Definitions

Organization: Refers to Devine Group, dedicated to academic research in quantitative financial models and blockchain infrastructure.

Operations: Encompasses quantitative research, financial technology consulting, and related academic outputs, including analysis of electronic markets and blockchain technologies aimed solely at educational and academic advancement.

User: Any individual or entity that utilizes, accesses, or interacts with the services and resources provided by the organization.

Intellectual Property (IP): Includes all research materials, academic contributions, proprietary models, and data developed by the organization.

2. Academic Research Focus

The organization operates strictly as a research-focused entity, aiming to promote knowledge in STEM fields, particularly in quantitative finance and blockchain technologies. We do not engage in financial promotions, investment advisory services, or asset management.

Our research outputs are intended solely for informational purposes and are not meant to guide or influence any financial decisions or investments. The organization disclaims any intent to provide financial services or advice.

3. Separation from Investment Activities

Any investment activities associated with the organization are conducted by separate entities, which operate independently and under distinct legal and regulatory frameworks. The organization does not share any operational, strategic, or intellectual resources with these investment entities.

All investment entities are legally separate from the organization, and the organization bears no responsibility for their actions or liabilities. No materials or outputs provided by the organization should be construed as investment advice or financial products.

4. Limitation of Liability

The organization disclaims all liability for any direct, indirect, or consequential losses, damages, or claims arising from the use of any academic research materials, models, or data provided. Users are advised to consult with qualified financial professionals before making any real-world financial decisions based on information derived from the organization’s outputs.

The organization makes no warranties regarding the accuracy, completeness, or timeliness of information provided. All information is subject to change without notice, and users assume all risks associated with its use.

5. Use of Services

Users are responsible for ensuring that their use of the organization’s materials complies with all applicable laws and regulations, including, but not limited to, securities regulation, data protection, and intellectual property laws.

The organization prohibits the resale, redistribution, or commercialization of its research materials without prior written consent. Any violation of this provision may result in legal actions.

6. Intellectual Property Rights

All research, models, software, and publications produced by the organization are protected by copyright and other intellectual property laws. Unauthorized use of the organization’s intellectual property is strictly prohibited.

The organization grants users a limited, non-exclusive, and revocable license to access and use the services for personal and informational purposes only. Any commercial use of the organization’s resources must be pre-approved by written consent from the organization.

7. Confidentiality

All materials, communications, and intellectual property shared by the organization are considered confidential unless otherwise indicated. Users must not disclose, reproduce, or distribute any materials without explicit permission.

Any breach of confidentiality may result in legal action and liability for damages.

8. Data Protection and Privacy

The organization collects and processes personal data in accordance with data protection laws, including the General Data Protection Regulation (GDPR). We are committed to protecting user data and ensuring transparency in our data handling practices.

For more information, please refer to our Privacy Policy, which outlines users' rights regarding their personal data.

9. Jurisdiction and Governing Law

The organization is not bound by the laws or regulations of any specific jurisdiction, as it is not a registered entity. Users accessing this website or engaging with our research and consulting services are solely responsible for ensuring compliance with the laws and regulations applicable in their own jurisdictions.

10. Disclaimers

The organization does not make any claims, representations, or warranties regarding the applicability of its research findings to specific financial situations.

Users assume all risks associated with using the organization’s materials, and the organization is not liable for any consequences arising from the application of its research outputs.

The organization is not responsible for delays, disruptions, or failures in the provision of its services, including those caused by technical failures, regulatory changes, or third-party services.

11. Modifications to Terms

The organization reserves the right to modify or update these Terms at any time without prior notice. Users are responsible for regularly reviewing these Terms for any changes.

12. Termination

The organization reserves the right to terminate or restrict access to its services at its discretion, especially if a user is found to be violating these Terms.

Upon termination, users must cease all use of the organization’s intellectual property and services and return or destroy any confidential materials shared by the organization.

13. Contact Information

For inquiries regarding these Terms or our services, please contact Info@DevineGroup.xyz .

Regulatory Disclaimer

If you do not agree to be bound by or comply with these Terms, do not access or use our website.

The Devine Group Quantitative Research Organization ("Devine Group") reserves the right, in its sole discretion, to change, modify, add, or remove portions of these Terms at any time. Any such changes shall become effective upon being posted to this website. By continuing to use this website after changes are posted, you agree to accept the Terms as updated.

About the Organization

This website is owned and operated by the Devine Group Quantitative Research Organization (“Devine Group”), a private, non-registered entity that focuses on advancing finance, economics, and quantitative research through academic collaboration and STEM-based initiatives. Devine Group is not an investment adviser, investment manager, broker-dealer, or registered financial entity under any jurisdiction.

The Devine Group exists solely as an academic research organization. It does not provide investment advice, portfolio management, or any financial products or services regulated by financial authorities. Accessing this website does not establish any advisory, fiduciary, or professional relationship of any kind.

Intended Audience and Purpose

The content provided on this website is for academic, informational, and educational purposes only. It is not intended as an offer to sell, a solicitation to buy, or a recommendation regarding any security, financial service, or investment product. The Devine Group does not engage in or promote investment activities or provide financial advice.

This website is not intended for distribution to, or use by, any individual or entity in any jurisdiction where such use or access would be contrary to local laws or regulations. Devine Group assumes no responsibility for access to this website by individuals or entities located in jurisdictions where such access is restricted.

The information on this website is primarily intended for academic institutions, researchers, and professionals seeking to collaborate on advancing quantitative methods, finance, and economic research. It is not directed toward retail investors or individuals seeking financial services.

Use Limitations

All copyrights, trademarks, logos, service marks, trade names, and intellectual property displayed on or used in connection with this website are proprietary to Devine Group, unless otherwise noted. The content of this website is protected under applicable copyright laws and may not be used for purposes outside those explicitly stated herein.

Users of this website may:

Access and browse the material for personal, non-commercial, educational, or research purposes only.

Users may not:

Copy, reproduce, sell, republish, post, transmit, modify, link to, or distribute any material from this website without the express written permission of Devine Group.

Use the Devine Group name, logo, text, images, or content in any manner without express written consent.

Create an impression of endorsement, affiliation, or sponsorship between Devine Group and any individual, entity, or organization.

Modify, replicate, or display this website’s content for commercial or promotional purposes.

Devine Group reserves all rights to its intellectual property and will enforce such rights to the fullest extent of the law.

No Liability or Warranty

While Devine Group strives to ensure the accuracy and integrity of the information presented, the content on this website is provided "as is" and without warranties of any kind, express or implied. Devine Group makes no representations regarding the completeness, accuracy, or timeliness of the material provided.

Devine Group shall not be liable for any loss, damage, or harm arising from the use of this website or its contents, including but not limited to direct, indirect, incidental, or consequential damages. Users access this website at their own risk.

The Devine Group Quantitative Research Organization is a private entity dedicated solely to academic research and STEM education initiatives. It is not registered or regulated by any financial authority, nor does it conduct activities requiring such registration. All content and operations of Devine Group are strictly educational and research-oriented.

By accessing this website, you acknowledge and agree that:

Devine Group does not offer financial advice, investment products, or services.

Devine Group is not liable for any regulatory or legal implications arising from the misuse or misinterpretation of the content provided.

You agree that this website does not constitute or violate any financial promotions laws governing any jurisdiction.

If you do not agree to these Terms, you must discontinue use of this website immediately.